Lending Policy

AAACash.com remains dedicated to working with reputable lenders.  AAACash.com provides information that will assist consumers in making informed, responsible loan decisions.

 Terms Provided With No Obligation

The Truth in Lending Act stipulates that all lenders must provide full disclosure of terms prior to the signing of any loan contract. AAACash.com mandates this for all lenders in our network. After your application through your lender’s site is approved, you will be able to view full details, including interest rates, repayment plan, rollover limits, and all fees, without any obligation to actually take out the loan. Furthermore, submitting a request and viewing these terms is completely free.

A Commitment to Fair Lending

The Consumer Financial Protection Bureau has been tasked by the Dodd-Frank Wall Street Reform Act to ensure fair lending practices for financial markets, including all online lenders. Fair lending is defined as “fair, equitable, and nondiscriminatory access to credit for consumers.” If you experience any problems with your lender, please lodge a formal complaint with the CFPB, the Better Business Bureau, or the Federal Trade Commission.

Strict Compliance With State and Local Laws

With federal acts may dictate certain aspects of the payday loan industry, many states and local municipalities have instituted further regulations on payday loans. These may include loan amount limits, caps on the maximum allowable interest rate, rollover restrictions, and more. All AAACash.com and its lenders follow all applicable local laws concerning personal loans.

Loan Renewal Policy

Refusing to repay loans will result in significant financial penalties. Many states have enacted laws regarding the availability and manner in which loan renewals may be conducted. Extending the repayment period of your loan, rollovers, and other forms may incur additional fees and, in combination with accrued interest and other fees, will greatly increase the total monetary amount necessary to repay the loan. These fees and other costs are detailed in the loan disclosure document provided prior to signing a contract. Please read them carefully. AAACash.com and the lenders in its network will always attempt to make a reasonable repayment plan in order to help consumers repay their loans in a timely fashion.

THE INFORMATION PROVIDED ON THIS SITE SHOULD NOT BE CONSTRUED AS LEGAL ADVICE AND IS NOT A SUBSTITUTE FOR QUALIFIED LEGAL REPRESENTATION.